Pamphlet 26-7 is the authority behind every VA loan underwriting decision. Chapter 4 covers credit underwriting and the residual income standard. Chapter 8 covers borrower fees and the funding fee, including exemptions.
VA Lenders Handbook, Pamphlet 26-7
What it is for
The underwriting rulebook for VA loans. Residual income tables, income documentation standards, fee limits, and appraisal requirements all live here.
Form number
26-7
Phone
Not affiliated with or endorsed by the U.S. Department of Veterans Affairs. Always confirm details on the official page linked above.