VA funding fee rates hold steady for 2026. Full table inside

Ryan — Sat, 19 Sep 2026 15:18:04 +0000

The Facts

The funding fee schedule set in 2023 carries into 2026 without change. Purchase and construction loans: first use 2.15% under 5% down, 1.50% at 5–10%, 1.25% at 10% or more; subsequent use 3.30% under 5% down, with the same reduced tiers above that. Cash-out refinance: 2.15% first use, 3.30% after. The IRRRL streamline stays flat at 0.50%.

What It Means For You

The fee is charged on the loan amount and can be financed. Exemption still saves the most money of any line item: a 10%+ service-connected rating, DIC surviving spouses, and active-duty Purple Heart recipients pay $0 — commonly a $4,300–$10,000 difference.

California’s expanded veteran property tax exemption is not law yet

Ryan — Sat, 01 Aug 2026 17:21:29 +0000

The Facts

SB 296 proposes a significantly expanded property tax exemption for disabled veterans in California. As of this writing it remains in the Assembly Appropriations suspense file — a holding stage where bills wait on fiscal review. Bills in suspense frequently stall for a full session or die there.

What It Means For You

Nothing changes today. County assessors are still applying the existing exemption amounts, and filing as if the new bill passed can delay or invalidate your claim. Our California exemption page tracks the current rules and will be updated the day the law changes.

Policy Watch – True Vet Value

VA funding fee rates hold steady for 2026. Full table inside

The Facts

What It Means For You

California’s expanded veteran property tax exemption is not law yet

The Facts

What It Means For You